๐Ÿš—๐Ÿ’ฅ When Is Your Car a Total Loss? | How Insurance Companies Decide & What Happens Next

Automobiles



๐Ÿš—๐Ÿ’ฅ Is Your Car a Total Loss? Hereโ€™s How Insurance Companies Decide ๐Ÿ’ฅ๐Ÿš—
If repair costs get close to โ€” or exceed โ€” your carโ€™s value, your insurer might call it a total loss. Hereโ€™s what that really means.

After an accident, your insurance company may decide your vehicle is a total loss โ€” but what does that actually involve? In this video, we explain how and when insurers make that decision, including:

โœ… What โ€œtotal lossโ€ means in car insurance terms
โœ… How repair costs compare to your carโ€™s actual cash value (ACV)
โœ… State laws and insurer guidelines that affect the decision
โœ… What happens next if your car is declared a total loss

Whether youโ€™ve been in a recent accident or just want to be prepared, this guide will help you understand the process so you can make informed decisions.

๐Ÿ“Œ Need car insurance advice? Contact Ameriguard Insurance for a personalized review: https://www.ameriguardinsurance.com

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