🚗💥 Is Your Car a Total Loss? Here’s How Insurance Companies Decide 💥🚗
If repair costs get close to — or exceed — your car’s value, your insurer might call it a total loss. Here’s what that really means.
After an accident, your insurance company may decide your vehicle is a total loss — but what does that actually involve? In this video, we explain how and when insurers make that decision, including:
✅ What “total loss” means in car insurance terms
✅ How repair costs compare to your car’s actual cash value (ACV)
✅ State laws and insurer guidelines that affect the decision
✅ What happens next if your car is declared a total loss
Whether you’ve been in a recent accident or just want to be prepared, this guide will help you understand the process so you can make informed decisions.
📌 Need car insurance advice? Contact Ameriguard Insurance for a personalized review: https://www.ameriguardinsurance.com
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