The Truth About Car Insurance
Subscribe for more daily vids ►https://www.youtube.com/channel/UCuxpxCCevIlF-k-K5YU8XPA?sub_confirmation=1
⬇️Scotty’s Top DIY Tools:
1. Bluetooth Scan Tool: http://amzn.to/2nfvmaD
2. Mid-Grade Scan Tool: https://amzn.to/33dKI0k
3. My Fancy (Originally $5,000) Professional Scan Tool: https://amzn.to/31khBXC
4. Cheap Scan Tool: https://amzn.to/2D8Tvae
5. Dash Cam (Every Car Should Have One): https://amzn.to/2YQW36t
6. Basic Mechanic Tool Set: https://amzn.to/2tEr6Ce
7. Professional Socket Set: http://amzn.to/2Bzmccg
8. Ratcheting Wrench Set: https://amzn.to/2BQjj8A
9. No Charging Required Car Jump Starter: https://amzn.to/2CthnUU
10. Battery Pack Car Jump Starter: http://amzn.to/2nrc6qR
Scotty on Social:
Facebook ► https://www.facebook.com/scottymechanic/
Instagram ► https://www.instagram.com/scotty_the_mechanic/
Twitter ► https://twitter.com/Scottymechanic?lang=en
This is the people’s automotive channel! The most honest and funniest car channel on YouTube. Never any sponsored content, just the truth about everything! Learn how to fix your car and how it works. New video every day! I’ve been an auto mechanic for the past 53 years and I’m here to share my knowledge with you!
As an Amazon Associate I earn from qualifying purchases.
#shorts #savagescotty #carrepair #carsofyoutube #auto #car #cars #funny #mechanic #diy #howto #truth #insurance #carinsurance #the

Thanks for watching! Like and Subscribe for More Vids Daily ► https://www.youtube.com/channel/UCuxpxCCevIlF-k-K5YU8XPA?sub_confirmation=1
Yeah, just get liability so when you crash into somebody, you gotta come out of pocket for their medical bills
“that a lotta money”👏🏼🤣
Thanks Captain Obvious.😉
Thanks Dennis Hopper,loved your movies👍
What would you say is the best car insurance?
Unless the value of your car is really low, I would recommend full coverage. God forbid, if you get in an accident and you are determined to be at fault, you may need the coverage for a new vehicle. You also need coverage in case the other driver is uninsured.
Thank you Mr Scott
A Grammy-nominated musician was struck and killed by a driver with more than 100 arrests and dozens of traffic violations in Rhode Island
Wow I never thought about it like that!
Awesome advice Scott RIP! You are loved Scott we miss you!
Airborne!
This was great advice when 10 yr old cars or older were $500.00 to purchase. Now that they are $8,000.00 + for anything decent I’m not too sure how this is gonna pan out. Imma look into bmx tho…
Everyone should check out, and know about Alexis Nexis.
I agree 💯👍 it's a ripoff ..
Yeah “THEY” always get their Money when an accident happens, but you don’t…
Buying a Car ..Banks force you to get Full Coverage
What did you mean you would use his insurance to go to the mechanic? Is there some kind of insurance that covers repairs that aren’t in an accident or did you mean in the event of an accident the wording was vague
I'm paying 400 a month for an 2004 car 🙆♂️
I have not had car insurance or any kind of insurance for 2 years I'm done with that game 100%
I believe the liability should be on the person driving and not on the vehicle.
That way whatever vehicle you sit down in would be covered by liability insurance.
But that makes to much sense so it'll never happen. 🤔
New York City is a nightmare you’re looking at $800-$700 a month just for insurance, but it depends on which company we got
Car 23 yrs old. Liability. But that's going up to.
I keep full coverage on my old beater. There's too many crackheads driving around. They will flee the scene and the cops won't help you.
Scotty will never miss an opportunity to flex his '94 Celica lol
Insurance wouldn’t even be bad if they gave you back 50-70% of the payments you made if you didn’t file a claim during the period you had them
I hope someone sees this. I called for a lower quote after being insured with Progressive for over ten years. They wouldn't even budge on a dollar.
So I went to GEICO. They gave me 30 dollars off a month, and threw in renters insurance.
Definitely worth shopping for. Progressive was so upset that I found better. That they actually threw in an extra bill. I'm disputing it. If anyone knows any other money saving tips. Lmk
I'm looking 😇 for car insurance any suggestions on a good company 🤷♂️.
Yeah, I couldn't sell my used truck for more than about $1200, which is I think what I paid for it 20 yrs ago. I never paid for anything other than liability, which has saved me maybe $20,000 in premiums over that period of time.
College and insurance are scam. Period.
Liability + Uninsured Motorist is the way.
Bros wrong. Full coverage covers rental expenses, car repair expenses, and the whole shabang. I hope you don't get into trouble but this is something to consider greatly.
I am trying to buy fools coverage for my car.
Yeah if you got a car that not worth anything maybe. But you are insuring more than the car. You are insuring your assets if you get into an accident. If you got house land and cash in a bank . You better get full coverage .
Mr Obvious.
I pay $3000/yr. I use my car in my business. It better be a commercial policy. I'll be chatting up my agent Monday… It's a 2007 matrix worth about 3000!! But they just gave me $2000 for a new back bumper that only cost me $200 4 months ago
It is so obvious that it doesn’t even feel right….
Thank you for the reminder,
Scott you mean Nissan Murano those are a pure yunk don't even get one y have one because I don't have any money for other kinds of car
In the UK every year I check and Third party insurance costs more than fully comp. Every time
You are paying for every abuser out there that either wants to line their pockets or for all the uninsured/underinsured illegals running the roads. Someone has to pay. That’s you!
Only 1700 per year, wait till you see what florida residents are oaying
Toomuch
This is kind of a tricky thing. It all depends on the people, places, and things. Full coverage isn't ALWAYS a huge amount more. If you have a vehicle that's not worth allot, and you have a decent amount of disposable income, or you are putting ALL of the money in an account that you're "saving" by not having full coverage, that may be okay. Everyone's situation is different. But, keep in mind, collision repair is expensive even on an old car! I owned a Body Shop for several years in an area where the average car that came into my shop was at least 10 years old. I can't tell you how often I had people come in with a wrecked car that only had PL/PD (public liability/public damage) insurance and wanted to pay out of pocket to get the car fixed. The cost of repairs of course usually was more than the replacement value of the car. Notice I didn't say more than the car was worth…. because to them, the car was invaluable as they needed it to get to work and take care of their family. But, they were up a creek without a paddle.Because not only were they not going to get anything from their insurance by not having full coverage, but they hadn't put ANY of that "saved" money away towards the day they'd have to repair or replace that vehicle and they didn't earn enough money to, AT A MOMENTS NOTICE, buy another car….. no matter how cheap!! If they had put that money away, or paid a little more for full coverage, they would've at least had some money to put towards another vehicle as a down payment. In the end, they were screwed and now without transportation
Thanks our better then the insurance company that tell me I can save 67% they lie😮
Not toosmy people are driving$1500
Cars what iff your car is still worth $25000
At wat price do you think ng is a good. Cutoff to drop collision?